The Cigna Group is a for-profit American multinational managed healthcare and insurance company based in Bloomfield, Connecticut.
Its insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products and services, the majority of which are offered through employers and other groups (e.g. governmental and non-governmental organizations, unions and associations).
Cigna is incorporated in Delaware. Cigna offers Medicare and Medicaid products and health, life and accident insurance coverages primarily to individuals in the U.S. and selected international markets.
In addition to its ongoing operations described above, Cigna also has certain run-off operations, including a Run-off Reinsurance segment.
In the Phoenix metropolitan area, Cigna runs a full-service staff-model health maintenance organization with satellite clinics throughout the region, known as the Evernorth Care Group (formally Cigna Medical Group). Cigna Global Health Benefits also operates under the Cigna corporation.
What are the most common uses of Cigna health insurance?
These include doctors’ services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.
Plans must offer dental coverage for children. Dental benefits for adults are optional.
Specific services may vary based on your state’s requirements. You’ll see exactly what each plan offers when you compare plans.
Why Cigna Insurance?
We are dedicated to providing better savings, better health, and a better experience. Our goal is to support you and your health. With Cigna, you benefit from a large network of dentists, discounted prices on quality dental care, and the tools you need to help you make informed decisions about your dental health.
Is Cigna a type of insurance?
Group medical plans are insured and/or administered by Cigna Health and Life Insurance Company (CHLIC) or Connecticut General Life Insurance Company. HMO plans are insured by Cigna HealthCare of Arizona, Inc., Cigna HealthCare of California, Inc.
What is the strategy of Cigna?
At Cigna, we believe a smart health plan strategy starts with cost control, budgeting, and funding solutions that are designed to help keep health benefit costs under control, offer predictability and protection against high-cost claims to help keep your employees healthier.
What does Cigna cover for pregnancy?
Consistent with federal law effective 1/1/98, the Cigna national maternity policy includes coverage for 48 hours of hospitalization following a normal vaginal delivery and 96 hours following an uncomplicated Caesarean section. Shorter or longer lengths of stay may be approved at the request of the attending physician.
Can a student on a visa get health insurance in USA?
IMG student health plans can help keep your budget healthy, too. Coverage for international students studying in the U.S. is available to students on an F1 visa and meets J1 visa requirements. Students from the U.S. studying abroad can also stay protected in Schengen visa countries and beyond with an IMG plan.
