Wema Bank Relationship Management Officer (Kano)
Wema Bank Plc – Widely reputed as the longest surviving and most resilient indigenous bank in Nigeria, Wema Bank Plc has over the years, diligently offered a fully-fledged range of value-adding banking and financial advisory services to the Nigerian public.
We are recruiting to fill the position below:
Job Title: Relationship Management Officer
Location: Kano
Job Type: Full-time
Specialization(s): Banking / Finance / Insurance
Job Summary
The ideal candidate will contribute to business development and execution of branch sales plans to achieve desirable profitability, foster a productive, value- producing relationship between the bank and customers and support the Business Development Managers to grow a portfolio of profitable customers in pursuit of specific sales, service, growth, and opportunity targets.
Ability to identify an acceptable level of lending risk, in line with the bank’s risk appetite statement, and to maximise profit from that transaction.
Comply with the Bank’s complaint resolution process to resolve the matter, maintain our high service standards and mitigate further risks / losses.
Minimize risks through adherence to KYC compliance as per the bank policies and procedures in all your operations to minimize losses due to frauds.
Discuss loan terms and conditions, and conduct collateral risk analysis to ensure compliance with the banks policies and procedures
Financial Management:
Extract and analyse financial statements, cash flow forecasts and other complex financial reports, providing accurate assessment
Perform prequalification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
Analyze financial statements of new customer and evaluate all loan documents.
Contributes to the growth of deposits, loans and overdrafts to increase profitability of the branch.
Customer Service:
Delivers and maintains customer service standards at all times, for improved service delivery.
People Management:
Collaborate with peers in the branch to ensure effective support and service delivery.
Contribute to developing a positive and proactive Safety and Well-being culture including meeting all safety and wellbeing compliance requirements.
Role model and live the Bank’s Values while adhering to all corporate HR policies
Job Experience
B.Sc. in Banking and Finance, Business Administration, Digital Marketing, or any other related field.
2-8 years of work experience in Commercial Business at any reputable bank or financial institution.