Baobab Microfinance Bank is an investment company whose mission is to create a group of leading microfinance banks and finance companies in at least 15 countries by 2015 that will provide financial services and savings products to entrepreneurs who lack access to the traditional financial sector.
Baobab was created in July 2005 by PlaNet Finance, and other investors including International Finance Corporation, AXA Belgium, and Societe Generale, with the European Investment Bank, the French Development Agency and Developing World Markets Joining later.
We are recruiting to fill the position below:
Job Title: Loan Officer
Locations: Ajah, Alaba, Broadstreet, Tradefair, Mushin, Egbeda, Ikeja, Ikorodu, Yaba, Ikotun, Orile and Sango-Ota – Lagos
Employment Type: Full-time
Roles & Responsibilities
Pre-loan Disbursement:
Promote / market Baobab’s products to prospective clients.
Visit and evaluate potential client businesses.
Visit client’s personal house.
Visit Co-debtor, guarantor’s house and businesses.
Analyze financial data of clients’ businesses.
Analysis of quantitative and qualitative data of client businesses and households
Prepare loan documents for Credit Committee.
Present loan files to Credit Committee.
Enter loan files in the MIS.
Post-loan Disbursement:
Conduct monitoring visits to businesses and households.
Follow-up on loan repayment.
Manage loan recovery from active and write-off clients until the last
.
Assess the impact of a loan before renewal.
Profile and Requirements
Education: Minimum of HND / B.Sc qualification.
Basic Knowledge in accounting, finance and mathematics.
Previous work experience or training in sales (preferred).
Applicants must be between the age of 20 – 35 years.
Required Skills:
Preferably applicants must reside within the location he/she is applying for.
Fluent in English (written/spoken).
Detail-oriented.
Target oriented.
Articulate and well-spoken.
High level of integrity.
Dynamic and motivated individuals who like to work outdoors.
