Primera MFBank, your partner for growth, is a fully licensed technology-driven finance platform that offers financial solutions to businesses and individuals.
Anchored by a strong balance sheet and an experienced, hands-on management team, we enhance financial inclusion by offering suite of financial services to meet the needs of clients.
We are recruiting to fill the position below:
Job Title: Team Lead, Portfolio Management Analyst and Reporting
Location: Victoria Island, Lagos
Department: Portfolio Management
Reportsto: Head, Portfolio Management
Job Description
Building and applying IFRS 9 impairment model for reporting.
Working on board portfolio reports.
Preparing and reviewing reports for CBN rendition.
Analyzing the Bank’s Portfolio and proffering solutions to improve it whenever necessary.
Review of monthly NGAAP provisions (specific and general) to be charged to the bank’s P&L.
Reviewing report on expected repayment and actual collections.
Review all reports such as impending loan maturity, Incentive, Liquidations etc prepared by the unit before they are sent out.
Reviewing report on expected staff repayments before sending to HR for deductions.
Computation of IFRS impairment allowance (specific and collective), converting gross loan balance into amortized balance.
Computation of the Bank’s Regulatory Risk Reserve (RRR).
Preparation and review of all Loan related Reports for Audit (CBN Examiners and External Auditors) and subsequent implementation of Audit outcomes
Other reports and/or projects as may be directed by Management.
Qualifications
First Degree in Accounting, Finance or related discipline.
Master’s Degree is an added advantage
Professional qualification including ACCA/ACA/ACIB/CFA
Minimum of (8) years relevant banking experience in Portfolio Management Analysis, MIS, Credit Risk AnalysisandIFRS 9 Regulatory Reporting.
Required Knowledge, Skills & Competencies:
Strong analytical skills, use of either SQL, Power BI, Big Data Analytics,Business Objects, or any analytical/statistical tools as the case may be will be an added advantage.
Professional, ethical, and discretion when dealing with confidential information.
Strong communication and interpersonal skills and presentation abilities.
Excellent leadership skills, stakeholder engagement skills and very personable.
Ability to carry out the work on an independent basis as well as in working groups and teams.
Highly experience in digital lending space
Ability to maintain high level of confidentiality.
Able to work well as part of a team and on own initiative.
Customer relationship management skills.
Problem Solving, Critical reasoning, detail oriented.
Demonstrate a good understanding of FINTECH.
Sound Knowledge of Civil Servant /Payroll Loans e.g through IPPIS and Oracle and SME.
